InsuranceDekho is India’s fast-rising InsurTech platform, founded in 2016 by Ankit Agrawal along with Amit Jain and Ish Babar. It has transformed the way Indians access insurance by making policies simple, transparent, and accessible online.
InsuranceDekho was launched with a mission to democratize insurance in India. Traditionally, insurance was seen as complicated, confusing, and often inaccessible to the masses. The founders recognized this gap and built a platform that allows users to compare policies, understand benefits clearly, and purchase insurance online in minutes.
Headquartered in Gurugram, Haryana, InsuranceDekho has quickly become one of the most trusted names in the Indian insurance technology space.
👨💼 Founder’s Vision – Ankit Agrawal
The idea for InsuranceDekho came to Ankit Agrawal during a trip in 2016. While speaking to a taxi driver about car insurance, Agrawal realized that even compulsory insurance products were poorly understood. This sparked the insight that non-compulsory products like health and life insurance would face even greater challenges.
Agrawal, along with co-founders Amit Jain and Ish Babar, set out to solve this problem by building a platform that:
- Simplifies insurance buying through comparisons and clear explanations.
- Builds trust by ensuring transparency and honesty in policies.
- Expands access by reaching grassroots consumers across India.
Agrawal often speaks about the company’s “cockroach mentality”—a philosophy of resilience and survival that has helped InsuranceDekho grow steadily even in challenging markets.
🛡️ What InsuranceDekho Offers
The platform provides a wide range of insurance solutions across categories:
- Motor Insurance – Car and bike policies with instant quotes and claim support.
- Health Insurance – Plans for individuals, families, and senior citizens.
- Life Insurance – Term and investment-linked policies for long-term financial security.
- Travel Insurance – Coverage for both domestic and international trips.
- Commercial Insurance – Tailored solutions for businesses and SMEs.
By integrating technology with consumer needs, InsuranceDekho ensures that insurance is not just a product but a daily necessity made easy.
📈 Growth & Impact
- Distribution: The company has built a strong grassroots presence, onboarding thousands of agents across districts to reach deeper into India.
- Recognition: InsuranceDekho is considered a “soonicorn” (soon-to-be unicorn), reflecting its rapid growth and potential.
- Technology: By leveraging SaaS and FinTech innovations, the platform has streamlined insurance buying for both urban and rural consumers.
🌟 Conclusion
InsuranceDekho stands as a powerful example of how technology and vision can transform traditional industries. By simplifying insurance, offering diverse products, and building consumer trust, the company has positioned itself as a leader in India’s InsurTech space.
With Ankit Agrawal’s grassroots-driven vision and the support of his co-founders, InsuranceDekho continues to inspire confidence in millions of Indians, proving that insurance can be easy, accessible, and empowering.
